SAMPLE LETTER:  SOMEONE ELSE’S CREDIT INFORMATION INCLUDED ON MY CREDIT REPORT

Your name
Your address

Date

Name of Credit Bureau
Address of Credit Bureau
City, State, and Zip Code

RE:  Credit Report Confirmation Number
         Your Social Security Number
         Your Date of Birth

To Whom It May Concern: 

I am writing because my credit report lists the following accounts as mine.  These accounts belong to someone else and the information that appears is incorrect.  My social security number is: __________, and my current address is noted above. Please put a fraud alert on my credit bureau file as well as remove me from any list you maintain for pre-screened offers from credit grantors.  Please remove the following accounts and update my credit report to accurately reflect my credit history:

Account                                Account No.

I would appreciate your sending me an updated copy of my file as soon as you have completed your investigation.  Thank you.

Sincerely,