• An identity is stolen every 3 seconds.
  
  
• According to the Federal Trade Commission, victims will average 170 hours researching this crime, as well as approximately 2-3 years correcting credit reports and average $4,849.00 in out of pocket expenses to restore their credit and identity. (Javelin Strategy Research Center 2009)
  
  
• The FBI claims 9.9 million Americans have been Identity Theft victims, experiencing losses in excess of $47 billion. (Gartner Group)
  
  
• In the last five years, tens of millions of people worldwide have been victims of Identity Theft.
  
  
• Identity Theft security breaches are up almost 70% over last year.

Simply put, you can’t get better Identity Theft Protection than MSA ID Protect, anywhere.

• Continuous 24/7 “Identity Monitoring”, with fraud alerts (monthly “risk scores”) for suspicious activity in national databases.
  
  
• Unlimited access to a highly trained Fraud Resolution Specialist™ to assist in restoring your identity.
  
  
• Free 60-minutes consultation with an attorney. After initial consultation, member may retain attorney at a discount.
  
  
• Up to $25,000 in Identity Theft expense reimbursement.*

• Identity Risk Score Alerts: Receive “risk score” alerts for suspicious activity against your Social Security Number (SSN) , date of birth and address.
  
  
• SSN Alerts: Receive alerts for non-credit activities such as employment, DMV, real estate and criminal activities under your SSN.
  
  
• Notifications: Member’s are notified of unauthorized accounts opened in their name and changes made to their address.
  
  
• Counseling Assistance: Receive assistance with identity monitoring changes and related issues.
  
  
• Personalized Attention: Receive personalized attention for your identity monitoring concerns, needs, specific factual circumstances.

• Fraud Resolution Specialists™: Unlimited access to highly trained specialists who conduct 7 emergency response activities within (2) business days. The member receives investigations and fraud advocacy under a Limited Power of Attorney.
  
  
• Credit Report Review: Help member obtain a free copy of their credit report. Review report to investigate suspicious activity and correct errors.
  
  
• Fraud Alert: Assistance in placing “Fraud Alerts” on member’s credit report and with creditors.
  
  
• Restoration & Recovery: Assist members with restoring their identity and good credit reputation.
  
  
• Free ID Theft Emergency Response Kit™ provided if a breach in security or identity occurs.
  
  
• Administration: Administer the costly steps to dispute fraudulent debts as a result of Identity Theft.
  
  
• Case File: Creates a case file to document actions taken during the resolution/recovery process.
  
  
• Document / Letter Preparation: Prepare all necessary documents and letters for a member’s signature.
  

• Free Consultations: Members are entitled to a free initial 60-minute consultation with an attorney on each new issue involving theft of their identity. After the initial consultation, the participating attorney may be retained at a preferred rate reduction of 25% off of the attorney’s stan­dard hourly or fixed fee rates.
  

• Up to $1,000,000* Identity Theft Fraud Expense Reimbursement: $0 deductible for certain fraud related expenses such as lost wages, notary and certified mailing costs, long distance phone charges, filing fees, reasonable attor­ney fees and costs when appointed by insurance company. May also include defense costs for certain civil suits.