The Benefits of Employee Financial Literacy

Building a culture of financial literacy in the workplace benefits employers AND employees. My Secure Advantage is the solution you’ve been looking for.

FACT: Your employees’ financial stress negatively affects your business.

With foreclosures continuing to rise, and no end in sight to rising gas, food and utility prices, it’s no wonder that the Federal Reserve reports that more than 70% of Americans are living paycheck to paycheck. If you are like most employers, you will only continue to see more employees struggling with their finances and having these matters interfere with their performance at work.

In a recent study to determine the cost of replacing a single $8/hr. employee, the American Management Association concluded it will cost $4,800, or 30% of that employee's annual salary.

Here are just some of the many ways My Secure Advantage benefits you as an employer.

• Less Employee Turnover
• Lower HR Expenditures
• Increased Productivity
• Improved Morale
• Reduced Absenteeism
• Decreased Health Care Costs
• Reduced Payroll Costs
• Higher 401(k) Participation
• And more...

My Secure Advantage offers employers and employees valuable, life changing benefits unlike any other program currently available in the benefits industry. MSA offers it’s members access to the most comprehensive suite of financial, identity protection and legal tools and resources found anywhere.

My Secure Advantage is the single source solution your company needs to solve these taxing issues.

With My Secure Advantage there’s nothing to buy, ever. We will never try to sell books, tapes or any kind of financial products. Here’s what your employees WILL get.

	More In Your Employees’ Pocket Every Month! MSA members working with a personal, confidential Money Coach for a few months typically see an average of $250/month additional cash in their pocket!
	Your Employees Financial Stress Will Go Down... Financial problems cause great emotional stress and can lead to physical ailments. When financial stress goes down, health, emotional attitude, and well being will all improve.
	Your Employees Bank Balances Will Increase... Money in the bank is like a financial safety net. With cash reserves in the bank your employees can weather unexpected storms, be prepared for emergency expenditures, have reserve funds or fund a vacation.
	Your Employees Bills and Debts Will Go Down... Reducing bills and debts is the best way to have money left over at the end of the month. All the money your employees have left over can be directed to retirement accounts, 401(k) contributions and other purposes.
	Your Employees Credit Scores Will Go Up... Your employees credit score is far more important than they may realize. With a better credit score, they can qualify for better loan rates, lower their interest rates on credit cards and loans, and much, much more...

As a new MSA sponsor, CLC Incorporated will provide you with everything you need to initiate and promote this valuable
program. We will supply you with all the enrollment paperwork, instructions and promotional materials you need to make it a success in your workplace. We will provide your employees instructions and materials that will detail the services and tools available to them. All you need to do as an employer is sign up, submit your list of eligible employees
and we’ll take care of the rest.