MSA Highlights

What will MSA do for me?

MSA is quite simply, the most complete financial wellness program available anywhere. The whole purpose of the program is to help our members overcome whatever financial challenges they may be facing, build a strong and secure financial future, build wealth and increase net worth.

	You Will Have More In Your Pocket Every Month! MSA members working working for a few months with a personal, confidential Money Coach typically see an average of $250/month additional cash in their pocket!
	Your Financial Stress Will Go Down... Financial problems cause great emotional stress and can lead to physical ailments. When your financial stress goes down, your health, emotional attitude, and well being will all improve.
	Your Bank Balances Will Increase... Money in the bank is like your financial safety net. With cash reserves in the bank you can weather unexpected storms, be prepared for emergency expenditures and have reserve funds for something you’ve wanted for a long time or to fund a vacation.
	Your Bills and Debts Will Go Down... Reducing your bills and debts is the best way to have money left over at the end of the month. All the money you have left over can be directed to retirement accounts, investments and other more productive purposes.
	Your Credit Score Will Go Up... Your credit score is far more important than you may realize. With a better credit score, you’ll qualify for better loan rates, lower interest rates on credit cards and loans, and much, much more.

There are 3 phases we work in, and not all the phases apply to all members depending on your individual situation when you sign up.

Step One: F.I.C. or Financial Intensive Care – Typically 90 Days

This is where we perform a Financial Needs Analysis; determine your most urgent needs, and build a short-term plan to remedy the bigger problems right away. You will work with you Money Coach to rapidly address whatever your most immediate and severe financial needs are. This is like laying the foundation for your new financial house.

Step Two: Regroup and Redefine – Typically 90 – 120 Days

Now it’s time to take a breath, look around and figure out your mid-term goals. This can be paying down credit cards, rebuilding a credit score, paying off student loans, renegotiating a mortgage, etc. At this time you and your Money Coach will also establish the goals, techniques and habits that will carry through the rest of your life to ensure your financial success. You will map out where you want to be and how long you want to take to get there. These are the walls and roof of your financial house.

Step 3: Plan and Prosper

This is often the most rewarding time in your relationship with your Money Coach. During this time, you are preparing for the future and putting into motion a strategy to achieve your long-term financial goals. Whatever your financial dreams are for the future, we’ll help you build them.

Why we are different…

Complete range of services:
We are the only company to offer a comprehensive and uniquely integrated Money Coaching program that includes two other critical and complementary services: legal services and identity theft protection.

No high-pressure sales:
All of our Money Coaches are salaried and prohibited from selling any products or services.  Many financial assistance programs are owned, operated or backed by a financial institution. Their goal is to generate customers to buy their products and services and this is the primary income source for many of their agents. Our Money Coaches sole focus is serving you.

A wealth of knowledge and experience:
Our coaching staff has an average of almost 20 years of experience in their particular areas of expertise. They’ve seen it all, done it all and been through it all. Whether you’re dealing with banks, the IRS, creditors, lenders or simply trying to get your financial house in order to build a strong financial future, there isn’t a better team than ours to helps you get there.

Why we do it this way…

Our integrated program: Money Coaching, legal services and identity theft protection. Money Coaching is our primary service and the biggest benefit to you as a member, but just a stool can stand without 3 legs, Money Coaching alone is not a complete solution for total financial well being.

Over the years, we have learned that financial challenges typically go hand in hand with legal issues, whether it’s dealing with creditors, collections, garnishments, or any other matter of complication that requires legal assistance. That’s why we have a network of thousands of attorneys and law firms nationwide to help you.

Legal issues always have a financial component, whether it be in the form of legal fees, a judgment, a settlement, etc. Our Money Coaches can help you navigate the financial aspects of any legal matter and our network of attorneys can offer free consultations and discounts on any legal fees.

The third, and often most overlooked component is Identity Theft Protection. This is not simply credit monitoring, this is complete Identity monitoring. Along with credit monitoring, we will monitor medical, criminal and various other databases to make sure that your identity is safe and secure.

When your identity is stolen; there can be massive legal expenses to clear your good name, loss of time, and turmoil in your life. Our team of Fraud Resolution Specialists along with our Money Coaches and attorneys will handle everything, and unlike other identity theft companies, no case is too small. If you’re a member, you’re covered. Period.