Credit Consolidation, Lawyer Help, and Money Coaches

	Money Coaches MSA Money Coaches have years of experience in the financial industry. They are former: Financial Planners, Internal Revenue Service (IRS) Tax Representatives, Bankers, Stockbrokers, Retirement Analysts, Investment Advisors, Tax Law Teachers, Licensed Fire & Casualty Insurance Agents and Licensed Life Insurance Agents. Our Money Coaches have an average of 18 years of experience, are salaried and prohibited from selling you any products or services.
	Our Coaches Designations and Accreditations: • CRTP (California Registered Tax Preparer) • CDFA™ (Certified Divorce Financial Analyst) • CFEd® (Certified Financial Educator®) • CFP® (Certified Financial Planner) • CMPS® (Certified Mortgage Planning Specialist®) • Fair Credit Reporting Act (FCRA Certification)	• Certified Credit Counselor • CPA (Certified Public Accountant) • CPA/PFS (Personal Financial Specialist) • CSA™ (Certified Senior Advisor) • EA (Enrolled Agent) • ATP® (Accredited Tax Preparer®)

Legal
CLC Incorporated provides its members with one of the largest and most complete national and international networks of fully credentialed providers in the industry. CLC's preferred providers (attorneys, former senior level IRS agents and auditors, CPA's and other financial professionals) are under contract to provide the covered services in accordance with the rates and procedures governing our programs. Providers must have a MINIMUM of five years experience, and are required to meet the following criteria: primary source verification of licensure, educational background, professional liability insurance, and good standing with the local licensing authorities. In addition, CLC re-credentials, utilizing the above standards, the network each year. Once an individual has been matched with a provider, CLC completes case management, including regular telephone interviews with the member to assure superior levels of satisfaction. We are currently expanding our network at an average rate of 100 new firms per month in order to assure all of our members with the most immediate and convenient access to qualified legal and financial professionals.

ID Theft
Each FRS is a qualified customer service professional and is both Certified under the Fair Credit Reporting Act and holds a Certification as a Customer Interviewer under the Fair Credit Reporting Act. The average customer service experience of the FRS group is thirteen (13) years. The Identity Theft Division Manager is a licensed attorney with twenty-nine (29) years of experience in the fields of civil litigation, securities and corporate business law and management.