5 Ways to Spend Less on a Vacation

Don’t let the financial stress of a plush vacation make your relaxing time lead to an anxiety attack.  Here are a few options to keep your vacation fun and cost effective. 1.      Spending Plan:  When you’re planning for a vacation, decide how much you will need for all the expenses and save a little each […] Read More

Freedom to Give

When you see Christmas décor take over every store, you know the holiday season is near.  Hanging up colorful lights and dusting off mini North Pole villages can be fun; nevertheless, when you start pulling money from your pocket to cover holiday expenses, the holiday cheer can fade away.  But it doesn’t have to!  You […] Read More

Fitting Bills in the Budget

Every budget should include bills and irregular expenses.  76% of Americans live paycheck to paycheck,1 and a budget can help combat that kind of lifestyle when each expense is taken into account. Step 1:  Evaluate all of your once-a-month bills.  Evaluate your cell phone contract, your cable, internet, utilities, et cetera, and challenge yourself to […] Read More