Action Steps for a Holiday Spending Plan

October 22 2014
This holiday season, many mall-bound Americans will probably shop, not realizing just how much they’re spending until it’s too late.  Over $600 billion was spent during the winter holidays last year,1 and the average American spent $766 alone for online Thanksgiving items (not including travel!).  That’s a 21% increase from the previous year!2  Don’t let […] Read More

Preparing for the Financial Shock

July 02 2014
60% of Americans experienced a shocking financial setback in the past year.1  Now is the time to assess your finances and get prepared, so the next financial setback won’t be a shock but a challenge you can easily overcome. Here are some of the most commonly reported “financial shocks” and how you can prepare for […] Read More

A Key Part of Your Budget

June 09 2014
An important aspect of a budget is allocating money to savings.  Having savings helps you get through emergencies, meet short term goals and long term goals, and it gives you peace of mind knowing that you have a financial cushion. Step 1:  Start saving.  If you don’t have an emergency savings account, then start one.  […] Read More