Your credit score affects your ability to get a loan, get housing, and even obtain/maintain a security clearance. Did you know that 62% of Americans have a credit score lower than 750?¹ Improve your credit score with these five tips.
Did you know that if you’re an MSA member, you can view your TransUnion credit score and access your TransUnion credit report right from your member dashboard? And it’s absolutely free! Plus, viewing them through MSA won’t negatively impact your score. Members also get free 24/7 credit monitoring of all credit activity as reported by TransUnion, and alerts are sent, via email or text, for any detected activity, so you have the ability to confirm whether suspicious activity is fraudulent or not.
If you have more questions about how credit scores work, talk to your Money Coach. Every coach is a Certified Credit Counselor who can help you create an action plan to boost your credit score and provide next steps for looking through your credit reports and protecting yourself from identity theft. It’s easy to get started, call 888-724-2326 today.
¹Bell, R. “FICO Scores Reflect Slow Economic Recovery.” FICO® Banking Analytics Blog. N.p. 18 Sep. 2012. Web. 12 Jul. 2013.
²“A New Identity Fraud Victim Every Two Seconds in 2013 According to Latest Javelin Strategy & Research Study.” javelinstrategy.com. San Francisco: Javelin Strategy & Research, 5 Feb. 2014. Web. 25 Nov. 2014.
³“In FTC Study, Five Percent of Consumers Had Errors on Their Credit Reports that Could Result in Less Favorable Terms for Loans.” Federal Trade Commission. N.p. 11 Feb. 2013. Web. 6 Nov. 2013.
A budget can help you get rid of debt and improve your credit. Use the following steps as starting points: Step 1: Establish a plan to reduce and eventually eliminate credit card use. Once you’ve stopped using the card(s), focus on getting rid of the debt. Use your budget to plan and record how much […]
From stealing your mail and going through your trash to phony requests for personal information and ATM skimming, thieves have a number of ways to steal your identity. Stopping them can take a lot of work. You can put a lock on your mailbox, shred your old bills, use a credit card with an EMV […]
Knowing the right moves to turn around your finances is easier with expert help. Working with a personal Money Coach at My Secure Advantage (MSA) can provide education on how you might get a handle on your finances. Your Money Coach can suggest ways to help you, whether you need to repair your credit, settle […]
Debbie entered the MSA Financial Wellness program with high financial stress. She began working with Patrick, a Money Coach and Certified Credit Counselor. Coach Patrick gave her ideas on how she might improve her situation. Here are some examples: Tip #1: Don’t just follow your budget, assess it. Assessing your lifestyle and how it aligns […]