Common Bills Affected by Your Credit

Late bill payments can hurt your credit score, and a low credit score, in turn, can lead to being charged higher interest rates for things you buy via credit, which can increase your monthly bills. It’s a vicious cycle that can best be avoided by paying bills on time, since your history of payments is […] Read More

Improve Your Credit Score by Raising Your Credit Limit

There are a few times when you may need a higher spending limit on your credit card: an unexpected expense, such as a car repair, trip to a hospital emergency room, or a broken washer and dryer set that you want to replace immediately, for example. But increasing your credit limit can help in another […] Read More

Using Credit Reports to Stop Identity Theft

From stealing your mail and going through your trash to phony requests for personal information and ATM skimming, thieves have a number of ways to steal your identity. Stopping them can take a lot of work.  You can put a lock on your mailbox, shred your old bills, use a credit card with an EMV […] Read More