When you create a budget and take better care of your cash flow, you’re less likely to worry about making it to the next paycheck. Tracking your spending will show you how your paycheck is working for you right now; likewise, automatically saving some of your money will show you how your paycheck is working towards a solid financial future.
Action Step: Track your spending for 30 days. Assess your spending habits and look for areas where you can make improvements. For example, you may review that list at the end of the month and think, Jeez, I spend a whole lot of money eating out. Maybe I should start making my own meals and put that money towards debt.
Consultations with a Money Coach are a great way to get more guidance on how to track your spending and turn it into a budget that works for you. Your Money Coach can give you pointers and a spending plan worksheet that will make the process much easier. Work with a Money Coach and maximize your paycheck by calling 888-724-2326 today.
If you can withstand a financial emergency, you deserve a pat on the back. Many Americans live paycheck-to-paycheck and would find it difficult to cover a financial emergency. Without an emergency fund, you could be forced to go into debt to pay for emergency medical care, a broken car that you rely on to get […]
Did you know that serious debt problems plague 32% of Americans? Do you feel like you may be part of that 32%? Consider the following questions to find out. Do you have trouble meeting minimum payments? Do you live paycheck to paycheck? Do you often use credit cards to buy items you can’t afford in […]
Do you feel the ball and chain of debt holding you back from reaching the life you want? You may be sick of constantly living paycheck to paycheck. It may feel that you are never ahead of that burden. Sometimes unfortunate circumstances happen, like illness, job lay-off, or that unexpected home or car repair. These […]
Like many Americans, Ariel was living paycheck to paycheck, and she found it harder when transitioning to a single income. With a broken relationship, student loans, surgery, and the end of a lease, the emotional distress certainly wasn’t helping. Luckily, Ariel found hope and support through one-on-one consultations with her Money Coach, Lee, so she […]