Equifax Data Breach Alert!

a hand pressing the center of a computer hard drive design and text that says data breach alert

On September 7, 2017, Equifax announced a major data breach that could affect 143,000,000 people.1  That’s almost half the nation.  Rest assured, we’ve got the details on what was stolen, how you can see if you’re affected, and next steps, so you can move forward with confidence.

What was stolen?

From mid-May through July, thieves stole the following information from Equifax:

  • Social Security Numbers (SSN)
  • Driver’s license numbers
  • Names
  • Birth dates
  • Addresses
  • Credit card numbers
  • And “certain dispute documents with personal identifying information”1

How do I know if I’m affected?

To see if you have or will be impacted by this data breach, follow these steps:

  1. Visit Equifax’s web page, equifaxsecurity2017.com
  2. Click the “Potential Impact” button at the bottom
  3. Provide your last name and the last six digits of your SSN

Equifax will then provide a message saying whether or not you may have been impacted.  To help consumers, Equifax is offering one complimentary year of enrollment in their TrustedID Premier product.

Next Steps

The Equifax data breach reminds us that we should take daily steps to help protect ourselves from such a prevalent threat as identity theft.  Here are some steps you can take right now to fight fraudulent activity:

  • Regularly check your bank and credit card statements for suspicious activity
  • Review your credit reports for errors
  • Consider placing a freeze or fraud alert on your credit reports
  • Take advantage of the credit and identity theft protection services available through My Secure Advantage (MSA)

Through the MSA Financial Wellness program, you can view your TransUnion credit score (updated every 30 days) and credit report (updated annually) right from your member dashboard.  You can also get help with accessing Experian and Equifax credit reports.  Your Money Coach, who is a Credit Specialist, can help you review and understand your credit reports, provide next steps for correcting errors, and guide you through best practices.

On top of that, MSA members can get identity theft protection services like 24/7 credit and identity monitoring with real-time alerts for fraudulent activity.  If you’re a victim, your Fraud Resolution Specialist™ will come alongside you to help with the recovery process and help with restoring your identity and financial reputation.

Now is the time to make sure you’re protected.  Call 888-724-2326 to get started.

 

1“Cybersecurity Incident & Important Consumer Information.”  equifaxsecurity2017.com.  Equifax, 7 Sep. 2017.  Web.  8 Sep. 2017.