Did you know there are plenty more ways to save money this Easter? Just talk to your Money Coach. They have tips and worksheets on how to make a budget that fits the Easter bunny’s bill.
Every budget should include bills and irregular expenses. According to a 2024 survey by PayrollOrg, 77% of Americans would experience financial difficulty if their paycheck were delayed by a week,1 highlighting the importance of effective budgeting. Step 1: Evaluate all of your once-a-month bills. Assess your recurring expenses, such as your cell phone contract, cable, […]
It seems counterintuitive, but there really are several “expenses” that will make you rich if you commit to putting them in your budget and making a habit of paying them monthly. So what’s the big secret? Check it out…. 1. Paying for a Savings Cushion: We’re not talking the fluffy kind that sits on your […]
Refinancing your mortgage can be tempting when it gives you the opportunity to lower your interest rate or monthly payment, but the process of refinancing also comes with costs that may surprise you. Before you choose to refinance, consider your ability to pay the following expenses often associated with adjusting your mortgage. When you refinance […]
Did you know that yearly expenses for a pet can cost from $200-2,000 and sometimes more, according to the ASPCA? Welcoming a pet into your home has an impact on your finances. The following table, presented by the ASPCA, calculates the probable costs for common pets per year: 1. Premium brand dry kibble 2. Exam, […]