The Overall Cost of Pet Care

Did you know that yearly expenses for a pet can cost from $200-2,000 and sometimes more, according to the ASPCA?  Welcoming a pet into your home has an impact on your finances.  The following table, presented by the ASPCA, calculates the probable costs for common pets per year:

A table showing the costs of owning a pet: the annual cost of food (see note 1) is $55 for a small dog, $120 for a medium-sized dog, $235 for a large dog, $115 for a cat, $190 for a rabbit, $105 for a guinea pig, $50 for a small mammal, $75 for a small bird and $20 for a fish; the annual recurring medical cost (see note 2) is $210 for a small dog, $235 for a medium-sized dog, $260 for a large dog, $160 for a cat, $70 for a rabbit, $70 for a guinea pig, and $85 for a small bird; the annual cost of a litter (see note 3) is $165 for a cat, $415 for a rabbit, $415 for a guinea pig, and $210 for a small mammal; the annual cost of toys/treats is $40 for a small dog, $55 for a medium-sized dog, $75 for a large dog, $25 for a cat, $40 for a rabbit, $30 for a guinea pig, $25 for a small mammal and $25 for a small bird; the annual cost for a license is $15 for a small dog, $15 for a medium-sized dog, and $15 for a large dog; the annual cost of health insurance (see note 4) is $225 for a small dog, $225 for a medium-sized dog, $225 for a large dog, and $175 for a cat; the annual cost for miscellaneous items is $35 for a small dog, $45 for a medium-sized dog, $65 for a large dog, $30 for a cat, $15 for a rabbit, $15 for a guinea pig, $15 for a small mammal, $15 for a small bird and $15 for a fish; the annual total for each pet is $580 for a small dog, $695 for a medium-sized dog, $875 for a large dog, $670 for a cat, $730 for a rabbit, $635 for a guinea pig, $300 for a small mammal, $200 for a small bird, and $35 for a fish. The capital costs for spay/neuter is $190 for a small dog, $200 for a medium-sized dog, $220 for a large dog, $145 for a cat, and $160 for a rabbit; other initial medical  (see note 5) capital costs are $70 for a small dog, $70 for a medium-sized dog, $70 for a large dog, and $130 for a cat; the capital costs of a collar/leash are $25 for a small dog, $30 for a medium-sized dog, $35 for a large dog, and $10 for a cat; the capital costs of a litter box is $25 for a cat and $25 for a rabbit; the capital costs of a scratching post is $15 for a cat; the capital costs of a cage is $100 for a rabbit, $70 for a guinea pig, $40 for a small mammal and $70 for a small bird; the capital costs of a carrier bag is $40 for a small dog, $60 for a medium-sized dog, $40 for a cat, and $40 for a rabbit; the capital costs of a crate is $35 for a small dog, $95 for a medium-sized dog, and $125 for a large dog; the capital costs of an aquarium (see note 6) is $200 for a fish; the capital costs of a training class is $110 for a small dog, $110 for a medium-sized dog, and $110 for a large dog; and the total capital costs is $470 for a small dog, $565 for a medium-sized dog, $560 for a large dog, $365 for a cat, $325 for a rabbit, $70 for a guinea pig, $40 for a small mammal, $70 for a bird, and $200 for a fish. The special costs for a pet include long hair grooming, which is $264 for a small dog, $320 for a medium-sized dog, and $408 for a large dog. The total cost for the first year of owning a pet is $1,314 for a small dog, $1,580 for a medium-sized dog, $1,843 for a large dog, $1,035 for a cat, $1,055 for a rabbit, $705 for a guinea pig, $340 for a small mammal, $270 for a small bird, and $235 for a fish.

1. Premium brand dry kibble
2. Exam, vaccinations, heartworm preventative & topical flea/tick preventative
3. Scoopable litter for cats, scooped daily; hardwood shavings or recycled paper products for rabbits, guinea pigs and small mammals, changed at least weekly
4. Insurance coverage varies: some policies cover spray/neuter, vaccinations and heartworm medication.  The annual deductible will also vary depending on the policy.
5. Deworming, basic blood tests & microchip
6. Basic twenty gallon set up with light/hood, outside filter, under-gravel filters, air pump and gravel.  Does not include fish.

As you can see, these costs can make a dent in your monthly and yearly finances. Don’t let the stress of your finances keep you from providing the best care for your pet(s).  Call 888-724-2326 and talk to a Money Coach about how to fit pet care into your monthly expenses.