Maybe it’s as simple as seeing something you like, seeing money in your wallet and making the transaction. Or maybe you put more thought into it. Either way, a spending plan is something you need to consider. Why? Because, if you haven’t used a spending plan, you will see how it can help you manage your finances and save you money. If you already use a spending plan, you know the benefits, and you should review it for accuracy. After all, a spending plan is essential for a solid foundation.
Want to know if you’re on your way to a secure financial future? Answer the questions below.
If you answered “yes” to the previous questions, you have a good start for a solid financial foundation. If you answered “no” to any of the questions, you should consider meeting with a Money Coach who can help you make the most of your money. Money Coaches are Certified Credit Counselors, and some have a CFP® certification, among other accreditations. They can talk to you about virtually any financial topic so call 888-724-2326 today to make sure you’re on your way to a secure financial future.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification mark CFP® in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
A popular New Year’s resolution is to get one’s finances in order—to save more and spend less. But where do you start? How about creating and implementing a monthly budget? A budget is a tool that maximizes revenue while planning for bills and monthly living expenses. Your budget begins with income. Did you know you […]
This is it! This is the year you will be wiser with your money. You plan to spend less than your income and to save money instead of falling further into debt. Over half of Americans (55%) say they spend more than they make or just break even,1 which is probably why a third of […]
If you’re trying to get better finances, consider the following action steps. Step 1: Try something simple that can help you boost your finances, and turn it into a daily or weekly habit. For example, putting your change in a jar to save up for something special. Step 2: Track how you spend your money […]
Want to be a smart shopper and spend less? Master these tips and you could be saving money in no time. Make a spending plan. Ultimately, you shouldn’t spend money unless it’s in the budget, so buy all necessary purchases before you think about getting any luxury items. Online shopping. Research multiple retailers’ pricing, product […]