Paying attention to the little things can lead to huge improvements with your health and your finances. Take Leo for example. His life was a mess until he took a few easy steps to de-stress his financial life. Here’s how he turned things around (and how you can too):
“Looking back on my life a decade ago, I just wasn’t taking care of myself.
I was overweight, deeply in debt, a smoker, junk-food addict, stressed out, clutter piling up all around me; I didn’t floss…. My life was a mess.
And the solutions were so simple: little acts of self-care that really add up over time.
They’re so easy: go for a walk, do a few push-ups, meditate for a few minutes, clear a little bit of clutter, take a minute to floss. But I put these things off, avoided even thinking about them, and my problems piled up.
One of the most stressful problem areas was my financial life. I had unpaid bills that I stuffed in a drawer because I didn’t want to face them. I had creditors calling, collection agencies whose calls I avoided. I borrowed money from family, even from my kids’ piggy banks, just to put food on the table until my next paycheck. I’m not proud of any of this.
I was constantly stressed out, and even though I avoided thinking about the whole mess, it was always on the back of my mind. Some of you know the feeling of desperation that you’re not going to make it, that you won’t survive until your next paycheck. That’s what I was going through. And then there’s the feeling of helplessness when you don’t think you can get out of the hole you’ve dug yourself into.
So what happened to turn things around?
I took some small steps of financial self-care:
It was a slow process, but these small steps of self-care changed my life. Soon my debts became manageable and then became zero! My savings slowly grew, and then I transitioned to investing in low-fee index funds. My bills came under control, and I developed a fundamental financial safety that has been a keystone to my peace of mind in the last 10 years.
It didn’t happen overnight, but it did change. And I’ve been so much happier ever since.
What can you do if you’re in a similar situation? Start to see these simple financial steps as a part of taking care of yourself. Just as you should take care of your hygiene, you should take care of your bills and savings. That doesn’t mean you need to think about it every minute of the day, or even every day… just regularly.
Once you start this simple form of self-care, you’ll be amazed at the changes you’ll see.”
For ongoing support and guidance, work with a Money Coach. Think of your Money Coach as a friend who has a heart of compassion and a plethora of financial knowledge to help you change your life for the better. And getting started is easy, just call 888-724-2326 today.
Want the keys to less stress and a happy life? Karly found the answer when she started working with a MSA Money Coach, an experience that has enriched her finances and her life. The best part? The keys can be within your reach as well. Karly had $58,000 in debt keeping her from a care-free […]
When Patrick came to the My Secure Advantage (MSA) Financial Wellness program, he was looking at divorce and taking on new debts and bills by himself. He took a financial wellness survey and got a 3.5 out of 10, indicating that he had high financial stress. See how working with MSA helped him face his […]
When people don’t see eye-to-eye on finances, the tension can eat away at their relationship. Improve your relationships by being proactive. Taking the time to find common ground with your finances can help you grow stronger and closer. Furthermore, communicating with your family about finances (e.g. how to approach money and stick to a common […]
Grace, an employee of a leading company in mail distribution, came to the MSA Financial Wellness program in 2013 with the initial concern of her divorce: “I am recently separated from my husband, so I was initially very concerned about being financially able to take care of my needs.” When she entered the program, the […]